SECURE CREDIT APPLICATION

Finance your building. Apply in about 10 minutes.

One application for sheds, all-steel buildings and storm shelters. Rates as low as 7.99% APR on all-steel buildings and around 19.99% APR on portable buildings — your rate and terms are determined by your credit and the finance company that approves your application.

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Bank-grade encryption

Your SSN, license and income details are encrypted the moment they arrive and are visible only to our finance staff.

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Trusted local dealer

Family-run in Athens since 2006 — your application is reviewed by people you can call, not a call center.

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Multiple finance partners

We work with several finance companies to find you an approval — one application covers them.

🔒 Encrypted & stored securely — staff only. Never emailed or sold.

Legal name & contact

First name *Middle nameLast name *Phone *Email *

Mailing address

Street address *City *StateZIP *

Install address is the same as my mailing address

Housing

Do you own or rent? *How long have you lived there? *

Employment & income

Employer / where do you work? *Job title *Work phone number *How long have you worked there? *Gross monthly income (before taxes) *Gross monthly household income *

Identification

Social Security Number *Driver's license number *License issued date *License expiration date *

Photo of your driver's license *

📷 Tap to upload or take a photo of your license

Your project

Project type *Amount to apply for — building *Amount to apply for — site prep / otherAnything we should know? (optional)

Certification & authorization

I certify that all information provided in this application is true, correct, and complete to the best of my knowledge. I understand that I am applying for credit (a loan) to purchase a building and/or related site work, and that submitting this application authorizes Athens Barn Center and its participating finance companies to obtain consumer credit reports on me, verify the information I provided, and contact me about my application. *

Type your full legal name (electronic signature) *

Sign here *

Sign above with your mouse or finger

By signing, you agree to conduct this transaction electronically and that your electronic signature has the same legal effect as a handwritten signature under the federal E-SIGN Act and the Tennessee Uniform Electronic Transactions Act.

Applications are checked Monday–Friday, 10:00–4:30.

About rates & approval. Athens Barn Center is not a lender. Financing is provided by independent third-party finance companies. Whether your application is approved, and your annual percentage rate (APR), term, and required down payment, are determined solely by the approving finance company based on your creditworthiness and their underwriting standards. Advertised rates — as low as 7.99% APR on all-steel buildings and approximately 19.99% APR on portable buildings — are available to the most qualified applicants and are not a guarantee of credit. Submitting an application is a request for credit, not a commitment to lend or a guarantee of approval.

Credit report authorization (FCRA). By submitting this application you authorize Athens Barn Center and its participating finance companies to obtain consumer credit reports about you from consumer reporting agencies, now and in connection with any update, renewal, or extension of credit, and to verify the information you provide with third parties, in accordance with the Fair Credit Reporting Act.

Equal Credit Opportunity Act notice. The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning most creditors is the Federal Trade Commission, Washington, DC 20580.

Your information. Your application is transmitted over an encrypted connection and sensitive fields (Social Security number, driver's license, income, ID photo, signature) are additionally encrypted at rest. We share your application only with the finance companies considering it — we never sell your information. See our Privacy Policy.

Electronic records & signature. By signing and submitting electronically, you consent to conduct this transaction by electronic means under the federal E-SIGN Act (15 U.S.C. § 7001 et seq.) and the Tennessee Uniform Electronic Transactions Act (Tenn. Code Ann. § 47-10-101 et seq.), and you agree your electronic signature has the same force and effect as a handwritten signature.